A product by iTecz Solutions

The white-label platform for cash flow, treasury & project finance.

CFM is a production-grade treasury platform that unifies multi-company cash flow, double-entry balance sheets, multi-currency wallet transfers, project contracts and variations, client statements and bulk bank imports — delivered as a fully brandable solution for any group that moves money across companies, projects and people.

Available as: Web app Mobile app Multi-currency White-label
your-brand.cfm.app  ·  Live
DASHBOARD · TREASURY
Cash Position Overview
In balance
Net Balance
$1.84M
↑ 8.5% MoM
Inflows (mo)
$612K
↑ 14%
Outflows (mo)
$438K
↓ 4%
Pending Transfers
6
Awaiting approval
WALLET TRANSFER
Approved & posted
BALANCE SHEET
Double-entry matched
10+
Connected Modules
Multi-Currency
Live Exchange Rates
Double-Entry
Audit-Grade Ledger
Real-Time
Balances Everywhere
WHY CFM

Cash flow is scattered. CFM makes it one source of truth.

Most groups run their money on a patchwork — one spreadsheet per company, manual bank reconciliations, separate trackers for project contracts, and email threads to approve transfers. CFM replaces all of that with a single, role-based treasury platform that directors, finance teams and clients actually use — every balance live, every entry traceable.

Connected modules
Company → Project → Entity → Ledger flow as one.
Multi-currency native
Transact in any currency with live exchange handling.
Role-based access
Director, Executive, Staff & Client — each sees only their scope.
Fully white-label
Your logo, your colours, your subdomain.
4
Access Roles
2
Platforms (Web & Mobile)

Directors get full multi-company control, Executives manage their companies and approvals, Staff record their own transactions, and Clients see a focused portal of their projects, statements and files — one engine, four purpose-built workspaces.


Cash &
Ledger
Core treasury
Projects &
Contracts
Job-costed
Clients &
Reports
End-to-end
Capabilities

Everything a money-driven business needs

From the first payment recorded to the final client statement issued, CFM has the full cash-flow lifecycle covered — across every company, project and currency.

Multi-Company & Entities

Run unlimited companies with their own balances, then manage employees, clients and companies as entities mapped across them.

Learn more

Payments & Expenses

Record incoming and expense transactions in seconds, categorised by transaction type and payment method, with project links.

Learn more

Double-Entry Ledger

Every transaction posts paired primary/secondary entries with a running balance, linked IDs and a full audit trail.

Learn more

Wallet Transfers

Move funds between entities and companies with currency conversion and a built-in approval workflow.

Learn more

Projects & Contracts

Track contract values, variations and revised totals per project, with live incoming, outgoing and balance figures.

Learn more

Client Portal

Give clients a focused dashboard of their projects, contract values, payments received, pending amounts and files.

Learn more

Multi-Currency & FX

Currency and country masters with stored exchange rates so every entity transacts in its own currency, reconciled centrally.

Learn more

Bulk Bank Imports

Upload CSV bank statements, parse rows into structured records, then review and post them with processing status tracking.

Learn more

Dashboards & Reports

Live balance summaries by entity, company and project, with company-summarised views and project roll-ups.

Learn more
Module Library

Every module, in detail

A complete tour of the CFM platform, module by module. Switch on the ones you need today — the rest are ready when you are.

MODULE 01

Companies & Entities

A clean structure that scales from a single business to a multi-company group — every company carrying its own balance, and every employee, client and company modelled as an entity that can be mapped across them.

Multi-Company
Per-company balances
Per-Entity
Live balance tracking
Structure

Companies

  • Unlimited companies with logo & website
  • Company balance & currency
  • Total projects & transfers at a glance
  • Per-company dashboards
Records

Entities

  • Employees & clients as entities
  • Contact, address & location details
  • Balance, incoming & outgoing per entity
  • Active / inactive status
Mapping

Company ↔ Entity

  • Assign entities to many companies
  • Per-company balance per entity
  • Enable / disable per company
Access

Roles & Approval

  • Director, Executive, Staff & Client roles
  • Pending vs approved entities
  • Registration tokens for onboarding

MODULE 02

Payments, Expenses & Types

Record money in and money out in a few taps. Every transaction is classified by an incoming or expense type, a payment method, a currency and an optional project — so the books are right the moment they’re entered.

Entry

Add Payment / Expense

  • Incoming & expense capture
  • Project or company-only segment
  • Amount, currency & date picker
Classify

Transaction Types

  • Incoming vs expense types
  • Grouped by transaction category
  • Company-specific configuration
Methods

Payment Types

  • Bank transfer, cash & more
  • Globally available methods
  • Active / inactive control
Correction

Cancel & Reverse

  • Cancel a payment cleanly
  • Automatic reversing entries
  • Balances self-correct

MODULE 03 · AUDIT-GRADE

Double-Entry Balance Sheet

The heart of CFM. Every movement posts a matched pair of ledger entries — a primary and a linked secondary — each carrying a running balance, currency, type and the user who created it. Real accounting, not a list of numbers.

  • Linked entries — primary & secondary postings tied by a shared link ID.
  • Running balance — credit, debit and balance computed on every line.
  • Full audit trail — every entry stamped with user, time and type.
Balance Sheet · Entity View
Statement
Reconciled
Invoice · Credit
+ $42,000
Primary
Salary · Debit
− $8,500
Linked
Running Balance
$1,284,300

MODULE 04

Wallet Transfers & Approvals

Move funds between any two entities or companies, in any currency. CFM handles the from/to amounts, the exchange rate and a clean approval step before anything posts to the ledger.

Transfer

Create Transfer

  • From / to entity selection
  • From & to currency with conversion
  • Comments & notes
Workflow

Approval Step

  • Created pending until approved
  • Approved-datetime tracking
  • Pending-transfer counters
Visibility

Transfer List

  • Pending & approved in one view
  • Company-filtered listing
  • Status at a glance
FX

Cross-Currency

  • Different from/to currencies
  • Exchange-rate handling
  • Both ledgers stay balanced

MODULE 05

Projects & Contract Variations

Tie cash flow to the work that drives it. Each project carries a contract value, its variations, and an automatically recalculated revised total — alongside live incoming, outgoing and balance figures.

Setup

Project Register

  • Name, description, start & end dates
  • Company & client assignment
  • Base contract value
Amendments

Contract Variations

  • Add variations with description & amount
  • Auto-recalculated revised value
  • Active / inactive variations
Financials

Project Balance

  • Live incoming & outgoing
  • Running project balance
  • Pending amount vs contract
Assignment

Entity ↔ Project

  • Assign employees & clients to projects
  • Per-project incoming / outgoing
  • Per-project balances per entity

MODULE 06

Client Portal & Statements

Clients log in to their own focused dashboard — no clutter, no internal data. They see exactly their projects, what was contracted, what’s been paid, what’s pending, and the documents that matter.

Overview

Client Dashboard

  • All of the client’s projects
  • Contract & revised contract value
  • Incoming payments tracked
Position

Pending Amounts

  • Pending vs paid calculation
  • Variations reflected in totals
  • Clear money-owed view
Evidence

Project Files

  • Latest photos & documents
  • Per-project file gallery
  • Shared securely with the client
Scope

Client-Only Access

  • Sees only their own records
  • No internal balances exposed
  • Self-service, anytime

MODULE 07

Multi-Currency & Geography

Operate across borders without breaking the books. Currency and country masters drive how every entity transacts, with stored exchange rates that keep cross-currency transfers and reports consistent.

Master

Currencies

  • ISO currency codes
  • Stored exchange rates
  • Last-updated tracking
Master

Countries

  • Country register
  • Default currency per country
  • Drives entity defaults
Auto

Per-Entity Currency

  • Currency inferred from profile
  • Auto-applied on new entries
  • Fewer mistakes at capture
Convert

FX on Transfers

  • From/to currency on wallet moves
  • Rate applied at transfer time
  • Both sides reconcile

MODULE 08

Bulk Bank Imports

Stop keying statements line by line. Upload a CSV from the bank, let CFM parse each row into a structured record, then review and post — with a clear processed / not-processed status on every file.

Upload

CSV Upload

  • Drag-and-drop statement files
  • Rows parsed into records
  • Upload date-time captured
Status

Processing State

  • Not-processed vs processed
  • Review before posting
  • No accidental duplicates
Review

File Transactions

  • Imported transaction history
  • Row-level data view
  • Trace every import
Audit

Import Log

  • Who uploaded & when
  • Per-file record set
  • Repeatable & transparent

MODULE 09

Project Documents & Files

Keep the paperwork next to the money. Attach photos, invoices, drawings and documents to each project, categorised by file type and dated — visible to the team and, where you choose, to the client.

Store

Project Files

  • Multiple files per project
  • File date & description
  • Active / inactive control
Taxonomy

File Types

  • Photo, invoice, drawing & more
  • Company-specific types
  • Consistent categorisation
Gallery

Latest Files

  • Most-recent files surfaced
  • Quick visual project context
  • Shared on the client portal
Upload

Bulk Attach

  • Multiple-file upload
  • Tagged to the right project
  • Audit of who uploaded

MODULE 10

Dashboards, Summaries & Settings

The numbers leaders actually open the app for — live balances by entity, company and project, company-summarised transaction views, project roll-ups, plus the admin settings to run it all.

Live KPIs

Home Dashboard

  • Current balance, credit & debit
  • Company cards with metrics
  • Quick actions for entries
Roll-ups

Summaries

  • Company-summarised transactions
  • Detailed balance by category
  • User project summaries
Filter

Statements & Filters

  • Incoming vs outgoing filtering
  • By date, type & project
  • Primary-transaction view
Admin

Settings

  • Employee & user management
  • Payment-type management
  • Password & access control
How it flows

From first payment to final statement — one continuous thread

CFM links companies, projects and people. Data captured in one step flows automatically to the ledger, the balances and the client — no double-entry.

1

Set Up

Create companies, entities and projects, assign roles, and configure transaction and payment types.

2

Record

Capture payments and expenses, or bulk-import bank statements — each posting matched ledger entries.

3

Transfer & Approve

Move funds between entities and companies with currency conversion, held for approval before posting.

4

Report & Share

Live balances roll up into dashboards and summaries, and clients see their own statements and files.

Business Outcomes

Outcomes that actually move the needle

CFM doesn’t just digitise your books — it changes what’s possible. Tighter cash control. Faster month-end. Fewer reconciliation errors. Clearer client conversations. Real numbers your finance team will notice.

See cash in real time

  • Live balances by entity, company and project
  • No waiting for someone to update a spreadsheet
  • Inflows and outflows the moment they happen
  • Decisions on today’s position, not last month’s

Books that reconcile

  • Double-entry primary & linked postings
  • Running balance computed on every line
  • Cancel & reverse without messy adjustments
  • Audit season becomes a non-event

Faster data entry

  • Bulk CSV bank imports, not line-by-line keying
  • Currency auto-applied from the entity
  • Quick-action buttons for common entries
  • More analysis, less typing

Tighter project margins

  • Every payment tied back to a project
  • Contract value, variations & revised totals
  • Pending vs received at a glance
  • No "mystery" project overspend

One source of truth

  • Company → project → entity → ledger on one platform
  • No double-entry between teams
  • Transfers approved in-app, not over email
  • Everyone sees the same balance

Better client conversations

  • Clients self-serve their own statements
  • Contract, paid & pending shown clearly
  • Project files shared in the same place
  • Fewer "where’s my invoice?" calls
HOW CFM CONNECTS YOUR MONEY
Capture
Record & Import
Payments · Expenses · Transfers · Bank CSV · Files
Process
Ledger & Approve
Double-entry · Balances · Approvals · FX · Variations
Decide
Report & Share
Dashboards · Summaries · Statements · Client Portal

Everything in one platform

Multi-Company Payments & Expenses Double-Entry Ledger Wallet Transfers Projects & Variations Multi-Currency Bank Imports Client Portal Project Files Live Dashboards
Visual Showcase

What it looks like in production

A glimpse of the dashboards, statements and flows your team and clients will use every day.

Cash Position Dashboard

Real-time balances, inflows and outflows across companies.

Balance Sheet

Double-entry statement with running balance per entity.

Wallet Transfer

Cross-currency transfers with an approval step.

Project & Contract

Contract value, variations and revised totals.

Company Summaries

Incoming vs outgoing roll-ups by company.

Client Portal

Projects, pending amounts and shared files.

WHITE-LABEL

Your brand. Your subdomain. Your CFM.

CFM is built multi-tenant from the ground up. Every deployment can carry your logo, your colour palette, your subdomain and your own isolated data — without forking the codebase. iTecz Solutions handles provisioning, SSL, backups and ongoing support.

  • Custom logo & brand colours
  • Your own subdomain (e.g. yourbrand.cfm.app)
  • Isolated tenant data & document storage
  • Custom transaction types & workflows on request
Multi-tenant ready
Same engine, different brand
W
Walls Asia
Contracting group
B
Tenant B
Trading company
C
Tenant C
Professional services
D
Tenant D
Property & facilities
E
Tenant E
Multi-entity group
+
Your brand
Add yours
Built for

Money-driven operations of every shape

If your business moves cash across companies, projects, currencies and clients — CFM is for you.

Industry

Contracting & Construction

  • Contract values & variations
  • Project-level cash flow
  • Client statements & site files
Industry

Multi-Entity Groups

  • Many companies, one platform
  • Inter-company wallet transfers
  • Consolidated balances
Industry

Professional Services

  • Project-based billing & receipts
  • Pending vs received tracking
  • Client self-service portal
Industry

Cross-Border Trading

  • Multi-currency transactions
  • Stored exchange rates
  • Cross-currency transfers
Industry

Property & Facilities

  • Per-project income & expense
  • Document & photo trails
  • Bank-statement imports
Industry

Family Offices & Treasuries

  • Entity & company balance sheets
  • Role-based access & approvals
  • Audit-grade double-entry
FAQ

Common questions

Everything you might be wondering before scheduling a demo.

Can CFM be branded as our own product?
Yes. CFM is fully white-label. We deploy a tenant for you with your logo, brand colours, subdomain and isolated data store. Your end-users and clients only ever see your brand — not ours.
Does CFM handle multiple companies and currencies?
That’s the core of it. Run unlimited companies, each with its own balance, and transact in any currency using stored exchange rates. Wallet transfers convert across currencies and keep both sides reconciled.
Is the accounting proper double-entry?
Yes. Every transaction posts a matched pair of ledger entries — a primary and a linked secondary — each with a running balance and a full audit trail. Payments can be cancelled with automatic reversing entries, so balances always stay correct.
How are users and permissions managed?
CFM uses role-based access with four roles — Director, Executive, Staff and Client. Directors get full multi-company control, Executives manage their companies and approvals, Staff record their own transactions, and Clients see only a focused portal of their own projects.
Can we import bank statements instead of typing them in?
Yes. Upload a CSV bank statement and CFM parses each row into a structured record with a processed / not-processed status, so you can review before posting — no line-by-line keying and no accidental duplicates.
Is our data safe and where does it live?
CFM runs on enterprise-grade cloud infrastructure with daily backups, monitoring and isolated tenant storage — your data never sits next to another customer’s. Hosting region can be matched to your compliance requirements on request.
Who builds and supports it?
CFM is designed, engineered and supported by iTecz Solutions — a software studio specialising in production-grade ERP, finance and mobile platforms, and the team behind KKDM.

See CFM running on a tailored dataset for your business.

Book a personalised walkthrough with iTecz Solutions — we’ll show you the modules that matter for your cash flow.

Get in touch

Talk to the team behind CFM

Tell us about your operation. We’ll come back with a tailored demo and a clear proposal.

Website

itecz.com.au

Studio

iTecz Solutions
Australia